ACA healthcare plans set to increase in 2027 for MD and DE
Salisbury, Md. – Rates for unsubsidized individual Affordable Care Act plans are increasing by an average of 14.6% in 2027 in Maryland.
The Maryland Insurance Administration approved the proposed rates on Friday. Vincent DeMarco, the president of Health Care for All, a coalition established by a nonprofit advocating for universal health care, said Marylanders are about to see a sharp increase in their health care premiums next year due to decisions at the federal level.
“It’s really disappointing that this had to happen primarily because of terrible decisions made at the federal level by President Trump and Congress, where they failed to extend critically needed tax credits for people on Affordable Care Act plans, which hurt them and hurts all of us because when less people are covered, premiums go up,” he said.
Insurance premiums for ACA plans are also set to rise in Delaware.
Delaware Insurance Commissioner Trinidad Navarro announced that ACA health insurance plans will increase starting in 2027. Some plans have an approved average rate as high as a little over 17%. He said his office has worked to limit increases, but federal changes have forced premiums to increase.
“We are dealing the best we can here in Delaware with the situation that we have,” Navarro said. “So we are promoting the ACA as best we can. We want people to take a look and see, and to shop.”
Navarro said it was better for people to have some coverage rather than none. “So we’re telling folks to go back and look and then use navigators, during open enrollment, who can help you determine what is best for you,” he said.
Open enrollment will start Nov. 1.
