Last Minute Questions Answered Before Healthcare Deadline - 47 ABC - Delmarva's Choice

Last Minute Questions Answered Before Healthcare Deadline

Posted: Updated:

WICOMICO CO., Md. - It took awhile for Bonnie Toadvine to even access the Maryland Health Connection website.

Now that she has, Toadvine is thinking about not even signing up this year, because she says its going to cost her a third of what she is earning this year.

"We're not going to pay a third of our annual income for health insurance, not going to happen," said Toadvine.

So how much will it cost people like Toadvine this year?

Chris Carroll of Atlantic, Smith, Cropper & Deeley says the fines will be either one percent of income or $95, whichever is greater. Carroll says for someone making $20,000, it could be a $200 fine. 

"Only one percent or 95 dollars hasn't been enough of a motivation to move those people from uninsured to insured," said Carroll.

What if you're unemployed?

Carroll says if you don't have income, the government doesn't require you to get health insurance and you won't be fined.

But besides fines, Carroll says he's dealing with at least 10 people a day, each with a unique situation. A family of four making $90,000 a year, with two kids in college, would be eligible for a $12,000 tax credit. But any money earned by those children is counted in the family's income and if it goes even one dollar over their projected income, that family loses every penny of the credit.
     
"Once we go over 400 percent of the poverty, there's no protection in the law and there's no available tax credit," said Carroll. "It goes from $12,000 to zero in that situation."

If you still haven't signed up for health insurance and are trying to navigate enrollment, the Lower Shore Health Insurance Assistance Program is helping the community with getting coverage with two sessions scheduled for this week.

  • ContestsMore>>

  • Teacher Who Makes A Difference

    Teacher Who Makes A Difference

    The WMDT 47 Teachers Who Make a Difference Contest is Sponsored by Accurate Optical: "Encouraging children of all ages to come in for an annual eye exam to help them see better in school." Each month weMore >>
    The WMDT 47 "Teachers Who Make a Difference" Sponsored by Accurate Optical Encouraging children of all ages to come in for an annual eye exam to help them see better in school.More >>
  • Free Tuition Contest

    Free Tuition Contest

  • Local NewsDelmarva HeadlinesMore>>

  • Maryland's Housing Secretary To Retire

    Maryland's Housing Secretary To Retire

    Friday, August 22 2014 3:39 PM EDT2014-08-22 19:39:32 GMT
    ANNAPOLIS, Md. (AP) - The Secretary of the Maryland Department of Housing and Community Development is retiring. Gov. Martin O'Malley announced the retirement of 65-year-old Raymond A. Skinner on Friday. Skinner, who has led the department since 2007, will step down at the end of the month.More >>
    ANNAPOLIS, Md. (AP) - The Secretary of the Maryland Department of Housing and Community Development is retiring. Gov. Martin O'Malley announced the retirement of 65-year-old Raymond A. Skinner on Friday. Skinner, who has led the department since 2007, will step down at the end of the month.
    More >>
  • Obama Offers New Accommodations On Birth Control

    Obama Offers New Accommodations On Birth Control

    Friday, August 22 2014 2:56 PM EDT2014-08-22 18:56:13 GMT
    WASHINGTON (AP) - The Obama administration will offer a new accommodation to religious nonprofits that object to covering birth control for their employees. The measure allows those groups to notify the government, rather than their insurance company, that birth control violates their religious beliefs. The government is also extending an existing accommodation to some for-profit corporations like Hobby Lobby that's currently available only to nonprofits.More >>
    WASHINGTON (AP) - The Obama administration will offer a new accommodation to religious nonprofits that object to covering birth control for their employees. The measure allows those groups to notify the government, rather than their insurance company, that birth control violates their religious beliefs. The government is also extending an existing accommodation to some for-profit corporations like Hobby Lobby that's currently available only to nonprofits.
    More >>
  • Two Arrested On Heroin Possession Charges On Dover Corner

    Two Arrested On Heroin Possession Charges On Dover Corner

    Friday, August 22 2014 1:16 PM EDT2014-08-22 17:16:42 GMT
    DOVER, Del. - Two people were arrested on Thursday, after Police reportedly found drugs in their possession.More >>
    DOVER, Del. - Two people were arrested on Thursday, after Police reportedly found drugs in their possession.More >>
  • Most Popular StoriesMost Popular StoriesMore>>

  • Body Of Delaware Beach Taxi Driver Found In Delaware Cab

    Body Of Delaware Beach Taxi Driver Found In Delaware Cab

    Thursday, August 21 2014 7:34 PM EDT2014-08-21 23:34:29 GMT
    MILLSBORO, Del. - Delaware State Police say the death of 45-year-old taxi driver William Toomey has been ruled a homicide.Toomey's body was found inside his Delaware Beach Taxi cab on the side of CountryMore >>
    MILLSBORO, Del. - Delaware State Police say the death of 45-year-old taxi driver William Toomey has been ruled a homicide.Toomey's body was found inside his Delaware Beach Taxi cab on the side of CountryMore >>
  • Homeless Sex Offenders

    Homeless Sex Offenders

    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
Powered by WorldNow
Powered by WorldNow All content © Copyright 2000 - 2014 WorldNow and WMDT. All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms of Service.