Protecting Your Credit/Debit Information - 47 ABC - Delmarva's Choice

Protecting Your Credit/Debit Information

Posted: Updated:

WMDT 47 NEWS - The personal and financial information of more than 100 million Target and Neiman Marcus customers is reported to have been hacked over the holiday shopping season.

But are people here worried about their security?  And how can you prevent this from happening to you?

Less than a month after Target announced 40 million customers' credit and debit card information had been comprised, the retail giant now says up to 70 million more had their names, phone numbers, and email addresses stolen by hackers.

"That's absolutely crazy," says Ryan Cornahan of Salisbury.
 
Saturday, luxury retailer Neiman Marcus said thieves stole some of its customers' payment card information, and made charges over the holidays.

While this has some paying more attention to their personal finances, for others WMDT spoke to, like Cindy Linker of Hebron, MD "I'm not really worried about it, 'cause if it's going to happen, it's going to happen."

Though there's not much shoppers can do about the security of private companies like Target and Neiman Marcus, there are ways consumers can make themselves less vulnerable.

Keep an eye on your accounts, like Shawnee First of Salisbury, "as long as I check my credit score, I should know everything that happens with my credit."


Fraudulent charges are usually small.  Thieves typically know that's less likely to be noticed.

If you are hacked, not all cards are created equal.

With credit cards, the issuer will typically credit that amount back to your account and then investigate.

Debit cards can be more difficult, as there are fewer protections against fraud, banks will likely investigate before deciding to return money.

Still wary about your account security?  Some say, when you can, pay with cash instead.

Target says affected customers will not be responsible for fraudulent charges, stemming from the breach, and it's also offering a year's worth of free credit monitoring and identity theft protection to US shoppers.

 

  • ContestsMore>>

  • Teacher Who Makes A Difference

    Teacher Who Makes A Difference

    The WMDT 47 Teachers Who Make a Difference Contest is Sponsored by Accurate Optical: "Encouraging children of all ages to come in for an annual eye exam to help them see better in school." Each month weMore >>
    The WMDT 47 "Teachers Who Make a Difference" Sponsored by Accurate Optical Encouraging children of all ages to come in for an annual eye exam to help them see better in school.More >>
  • Free Tuition Contest

    Free Tuition Contest

  • Local NewsDelmarva HeadlinesMore>>

  • Maryland's Housing Secretary To Retire

    Maryland's Housing Secretary To Retire

    Friday, August 22 2014 3:39 PM EDT2014-08-22 19:39:32 GMT
    ANNAPOLIS, Md. (AP) - The Secretary of the Maryland Department of Housing and Community Development is retiring. Gov. Martin O'Malley announced the retirement of 65-year-old Raymond A. Skinner on Friday. Skinner, who has led the department since 2007, will step down at the end of the month.More >>
    ANNAPOLIS, Md. (AP) - The Secretary of the Maryland Department of Housing and Community Development is retiring. Gov. Martin O'Malley announced the retirement of 65-year-old Raymond A. Skinner on Friday. Skinner, who has led the department since 2007, will step down at the end of the month.
    More >>
  • Obama Offers New Accommodations On Birth Control

    Obama Offers New Accommodations On Birth Control

    Friday, August 22 2014 2:56 PM EDT2014-08-22 18:56:13 GMT
    WASHINGTON (AP) - The Obama administration will offer a new accommodation to religious nonprofits that object to covering birth control for their employees. The measure allows those groups to notify the government, rather than their insurance company, that birth control violates their religious beliefs. The government is also extending an existing accommodation to some for-profit corporations like Hobby Lobby that's currently available only to nonprofits.More >>
    WASHINGTON (AP) - The Obama administration will offer a new accommodation to religious nonprofits that object to covering birth control for their employees. The measure allows those groups to notify the government, rather than their insurance company, that birth control violates their religious beliefs. The government is also extending an existing accommodation to some for-profit corporations like Hobby Lobby that's currently available only to nonprofits.
    More >>
  • Two Arrested On Heroin Possession Charges On Dover Corner

    Two Arrested On Heroin Possession Charges On Dover Corner

    Friday, August 22 2014 1:16 PM EDT2014-08-22 17:16:42 GMT
    DOVER, Del. - Two people were arrested on Thursday, after Police reportedly found drugs in their possession.More >>
    DOVER, Del. - Two people were arrested on Thursday, after Police reportedly found drugs in their possession.More >>
  • Most Popular StoriesMost Popular StoriesMore>>

  • Body Of Delaware Beach Taxi Driver Found In Delaware Cab

    Body Of Delaware Beach Taxi Driver Found In Delaware Cab

    Thursday, August 21 2014 7:34 PM EDT2014-08-21 23:34:29 GMT
    MILLSBORO, Del. - Delaware State Police say the death of 45-year-old taxi driver William Toomey has been ruled a homicide.Toomey's body was found inside his Delaware Beach Taxi cab on the side of CountryMore >>
    MILLSBORO, Del. - Delaware State Police say the death of 45-year-old taxi driver William Toomey has been ruled a homicide.Toomey's body was found inside his Delaware Beach Taxi cab on the side of CountryMore >>
  • Homeless Sex Offenders

    Homeless Sex Offenders

    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
Powered by WorldNow
Powered by WorldNow All content © Copyright 2000 - 2014 WorldNow and WMDT. All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms of Service.