Affordable Care Act Scammers Already At Work - 47 ABC - Delmarva's Choice

Affordable Care Act Scammers Already At Work

Posted: Updated:

WMDT 47 News - Just three days into open enrollment of the Affordable Care Act, scams are already making headlines.

"People are so not clued in because they are not getting the difference between the Affordable Care Act and Obamacare. There is no difference. And people are not understanding this," Dr. Jeurelle Singleton of Salisbury said.

That's right, Jeurelle. In fact, 51 percent of Americans don't understand how the law will affect them. Beware - it's the perfect opportunity for criminals to take advantage.

"It's unconscionable that somebody would prey on the people who need the insurance as a way for them to profit," Gary Masten of Ocean City said.

Scam number one - you'll face jail time if you don't get health care coverage immediately. The penalty is actually a tax - one percent of your income or $95.

Scam number two - Solicitors on the phone or at your door. If someone contacts you saying you need an Affordable Care Act card or need to replace your Medicare card, hang up or shut the door. There's no such thing. The same goes for any emails asking for money and personal information.

"Be a good consumer. Protect the privacy of your own information," licensed insurance agent and vice president of Atlantic Smith Cropper & Deeley Chris Carroll said.

Scam number three - fake navigators. Navigators are federally funded certified experts who can help guide consumers through the health insurance marketplace. If you have any suspicion about whether a navigator is legit, check with your state Marketplace or your state's department of insurance.

If you're using an insurance agent, ask for their National Producer License number or their Consumer Registration number.

"Anybody who's talking to you about these plans should be registered, should have that number available for you," Carroll said.

Insurance agents should also have a logo shield that verifies they are an advisor for the state.

Be wise. Double check everything. Google a website that ends with ".gov," then contact your local insurance administration office to make sure it's legit. Or contact an established, trusted insurance agency in your community. If they haven't heard of it, it's probably fake.

  • ContestsMore>>

  • VP Shoes Back to School Contest

    VP Shoes Back to School Contest

    Friday, August 15 2014 12:02 AM EDT2014-08-15 04:02:20 GMT
    Winner announced on WMDT 47 News at 12PM on 8/22/14 No purchase necessary. Void where prohibited by law. Odds of winning dependent on number of entries received. Contest Dates: August 15, 2014 – AugustMore >>
    Winner announced on WMDT 47 News at 12PM on 8/22/14 No purchase necessary. Void where prohibited by law. Odds of winning dependent on number of entries received. Contest Dates: August 15, 2014 – AugustMore >>
  • Teacher Who Makes A Difference

    Teacher Who Makes A Difference

    The WMDT 47 Teachers Who Make a Difference Contest is Sponsored by Accurate Optical: "Encouraging children of all ages to come in for an annual eye exam to help them see better in school." Each month weMore >>
    The WMDT 47 "Teachers Who Make a Difference" Sponsored by Accurate Optical Encouraging children of all ages to come in for an annual eye exam to help them see better in school.More >>
  • Free Tuition Contest

    Free Tuition Contest

  • Most Popular StoriesMost Popular StoriesMore>>

  • Good 'Ole Boy Foundation Grants Young Boy's Wishes

    Good 'Ole Boy Foundation Grants Young Boy's Wishes

    Monday, August 18 2014 11:10 PM EDT2014-08-19 03:10:30 GMT
    MILLSBORO, Del.- Liam like many five year- olds has no shortage of smiles, and plenty of love.However, when most other little boys are playing at this age, little Liam spent the last couple years fighting for his life.More >>
    MILLSBORO, Del.- Liam like many five year olds has no shortage of smiles, and plenty of love.
    However, when most other little boys are playing at this age, little Liam spent the last couple years fighting for his life.
    More >>
  • Homeless Sex Offenders

    Homeless Sex Offenders

    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
    DELAWARE - Individuals featured in this slideshow are NOT wanted. They are sex offenders who have registered with Delaware State Police as homeless. These are public notifications.More >>
Powered by WorldNow
Powered by WorldNow All content © Copyright 2000 - 2014 WorldNow and WMDT. All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms of Service.